• Develop budget plans and action plans for the implementation and promotion of Current accounts, Debit cards, Term deposit (TD) & Casa products, Investment products, and Fee-based services for retail customers.
• Take responsibility for tracking and managing revenue and profitability of Current accounts, Debit cards, Fee-based services, and Term deposit (TD) & Casa products; manage and provide relevant reports to internal departments, regulatory agencies, and business units, ensuring a balance between risk and profitability.
• Take responsibility for implementing customer engagement activities, business promotion programs, and marketing initiatives for products under the Current account, Debit card, and Personal & Household payment solutions portfolio.
• Lead a team of 3–4 members to execute portfolio development activities through business campaigns, marketing programs, and promotions for Casa and Term deposit (TD) products.
• Manage Term deposit & Casa and Small investment products; conduct market research to propose product offerings tailored to each customer segment.
• Manage sales performance, costs, and profitability of term deposit and investment products, and implement initiatives to enhance product profitability.
• Carry out other tasks as assigned by the Head of Current Account & Payroll Product, the Director of the Affluent Customer & Deposit Product Management Center, the Retail Banking Division Board, and other authorized senior management as required.

1. Trình độ Học vấn

        Educational Qualifications

• Bachelor’s degree in Finance and Banking, Business Administration, or Marketing.

2. Kiến thức/ Chuyên môn Có Liên Quan

       Relevant Knowledge/ Expertise

• Understanding of the development and management of current account and debit card products.
• Knowledge of the market situation, products, and digital banking services in Vietnam.
• Understanding of product marketing activities and product go-to-market strategies.

3. Các Kỹ Năng/ Skills

• Management skills
• Decision-making skills
• Presentation skills
• Communication skills
• English language skills
• Strong skills in PowerPoint or graphic design software are an advantage.

4. Các Kinh nghiệm Liên quan/ Relevant Experience

• At least 3 years of working experience in retail banking or equivalent.
• At least 2 years of management experience in product development or marketing.

5. Các năng lực cần có/ Required Competencies

• Planning skills
• Ability to work under high pressure
• Creativity and ability to grasp market trends related to banking products

BENEFITS:

• Attractive income and competitive performance-based salary and bonus.
• Bonuses for holidays and Tet (according to the bank's policy at each period).
• Preferential loan rates according to the bank's policy at each period.
• Attractive leave policy based on job level, including summer vacation.
• Mandatory social insurance as per labor law + VPBank care insurance for employees depending on level and length of service.
• Opportunities to participate in training courses based on the training framework for each position.
• Working hours: Monday to Friday and Saturday morning.
• Dynamic and friendly working environment with many opportunities for learning and development; participation in various interesting cultural activities (sports competitions, talent contests, teambuilding activities, etc.).